Ro$$ Mac breaks down two powerful strategies to tackle credit card debt that most people don’t know about. If you’re juggling multiple credit cards with crazy high interest rates, debt consolidation or balance transfers might be your way out. Debt consolidation lets you roll everything into one loan with a lower rate and a single payment. Balance transfers give you 0% interest for 12-18 months so you can pay down aggressively. Both have pros and cons, and Ro$$ explains which one makes sense for your situation. The key is changing your spending habits so you don’t fall back into the same trap. Time to get your money right. Presented by State Farm.
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